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Our team of Security State Bank & Trust’s banking professionals is here to help you with your financial needs. We believe in building relationships that last for years. We’re not just bankers; we’re your partners.

Contact any of our officers or staff to learn how we can help improve the quality of your financial life. Click here to Email us

Directors

James Kemp
Chairman of the Board
Security State Bank & Trust
William H. Cowden, Jr.
President & CEO
Security State Bank & Trust
Dan Kemp
Sr. Vice President
Security State Bank & Trust
President
SSBT Mortgage Group LLC
Ray Geistweidt
CPA
Geistweidt Company
Patrick M. Dooley
Attorney at Law
Law Office of Patrick M. Dooley
Keith Keller
Contractor
Allen Keller Company
Kory A. Keller
Contractor
Allen Keller Company

Officers

Fredericksburg (830) 997-7575 or Toll Free (866) 990-2865

Officer Title
James Kemp Chairman of the Board
William H. Cowden, Jr.
NMLS ID: 445867		 President & Chief Executive Officer
Steve Watson Sr. Vice President/Chief Financial Officer
Suzan Gallion Sr. Vice President/Assistant Chief Financial Officer
Gary Stehling
NMLS ID: 445868		 Sr. Vice President/Chief Lending Officer
Dan Kemp
NMLS ID: 445870		 Sr. Vice President
Dale Geistweidt
NMLS ID: 445869		 Sr. Vice President/Loan Officer
Cindy Harrison
NMLS ID: 445871		 Sr. Vice President/Loan Officer
Donna Morin Sr. Vice President/Compliance/CRA Officer
Kay Stech Sr. Vice President/Cashier
Linda Somerville Vice President/Marketing Officer
Carol Rodgers Vice President/Project Manager
Heather Langehennig Vice President/Loan Administrative Officer
Brenda Burrier Vice President/Accounting Officer
Laurie Hartmann Vice President/Human Resources Officer
Cathy Straube Vice President/RE Loan Administrative Officer
Teresa Schneider Vice President/Administrative Officer
Theresa Treiber Loan Administrative/Escrow Officer
Irma Bustamante Vice President/Merchant Services Officer
Cori Gantenbein Assistant Vice President/Operations Officer
Gina Koennecke Administrative Officer
Jill Vanderford Vice President/New Accounts Officer
Chad Behrends Vice President/Loan Review Officer
Austin Kuhn Vice President/Credit Analyst Officer
Cele Romero Vice President/Audit Officer
Lindsey Davee Assistant Vice President/Loan Administrative Officer
Karen Behrends Assistant Cashier
Cheryl Hahn Assistant Compliance Officer
Irene Sanchez Electronic Banking Officer
Katie DeLoof Operations Officer
Jamie Duecker Data Processing Officer
Shevaun Wood Bank Secrecy Officer
Alex Mujica Espinoza
NMLS ID: 1‌208117
SSBT Mortgage Group LLC		 Mortgage Loan Officer
Jessica Arreola
SSBT Mortgage Group LLC		 Mortgage Finance Manager

Bee Cave (512) 263-1600

Officer Title
Joe David Sherrod
NMLS ID: 479485		 Sr. Vice President & Branch Manager
Rudy Cisneros
NMLS ID: 613915		 Vice President/Loan Officer
Page Barto Administrative Officer
Jessica Swearingen Loan Administrative Officer
Janet Gonzales
NMLS #1‌425831
SSBT Mortgage Group LLC 		Compliance Manager

Blanco (830) 833-1377

Officer Title
Ronnie Sultemeier
NMLS ID: 479489		 Sr. Vice President & Branch Manager
Veronica Jones
NMLS #1538009		 Loan Officer
D’Lynn Elrod Assistant Vice President/Administrative Officer

Boerne (830) 249-9292

Officer Title
David Smith
NMLS # 1‌401957 		Sr. Vice President & Branch Manager
Bryan D’Spain
NMLS # 1577446 		Sr. Vice President/Loan Officer
Valerie Buckley Administrative Officer

Bulverde (830) 438-4848

Officer Title
Leticia (Tish) Perez
NMLS ID: 479480		 Vice President & Branch Manager
Taylor Ward
NMLS ID: 1535553		 Loan Officer
Megan Jones Administrative Officer

Canyon Lake (830) 906-2700

Officer Title
Ronnie Sultemeier
NMLS ID: 479489		 Sr. Vice President & Branch Manager
Karla Riley
NMLS ID: 479490		 Vice President/Loan Officer
Karen Vaughn Administrative Officer

Comfort (830) 995-4488

Officer Title
Jeff Goldman
NMLS ID: 479482		 Sr. Vice President & Branch Manager
Carla Earnhardt
NMLS ID: 479483		 Vice President/Loan Officer
Kenneth Burow
NMLS ID: 479484		 Loan Officer

Dripping Springs (512) 858-2900

Officer Title
Charles Turner
NMLS ID: 482861		 Sr. Vice President & Branch Manager
Brian Thibodeaux
NMLS ID: 1‌487080		 Loan Officer
Marilyn Prewitt Assistant Vice President/Loan Administrative Officer
Sonia Acosta Vice President/Administrative Officer

Fort Worth - LPO (817) 583-5131

Officer Title
Mark Gonzalez
NMLS ID: 1‌287602		 Vice President/Loan Production Officer
Stephanie Baxter Loan Administrative Officer

Harper (830) 864-4400

Officer Title
Dan Abbott
NMLS ID: 471718		 Sr. Vice President & Branch Manager
Carolyn Meeks
NMLS ID: 471719		 Vice President/Loan Officer

Ingram (830) 367-2500

Officer Title
Molly Adams
NMLS ID: 780558		 Vice President & Branch Manager
Janet Ontiveros Assistant Vice President/Administrative Officer

Kerrville (830) 895-2000

Officer Title
Mark Cowden
NMLS ID: 473234		 Sr. Vice President & Branch Manager
Kyle Priour
NMLS ID: 780565		 Sr. Vice President/Loan Officer
Grant Baehre
NMLS # 1‌475946		 Vice President/Loan Officer
Ava Jones Vice President/Administrative Officer
Caren Michel Vice President/Loan Administrative Officer
Beatrice O’Malley Loan Administrative Officer
Linda Somerville Vice President/Marketing Officer
Austin Kuhn Vice President/Credit Analyst
Alex Mujica Espinoza
NMLS # 1‌208117
SSBT Mortgage Group LLC 		Mortgage Loan Officer

Kingsland - (325) 388-3535

Officer Title
Steve Rodgers
NMLS ID: 471706		 Sr. Vice President & Branch Manager
Walter Harris
NMLS ID: 959747		 Vice President/Loan Officer
James Berardi
NMLS ID: 471707		 Vice President/Loans
Catherine Macias Administrative Officer

Lago Vista (512) 267-6556

Officer Title
Donna Hensley
NMLS ID: 701741		 Vice President & Branch Manager
Tyson Rusche
NMLS ID: 948300		 Assistant Vice President/Loan Officer
Monique Williamson Administrative Officer

Marble Falls (830) 693-5553

Officer Title
Jeff Bingham
NMLS ID: 797677		 Sr. Vice President & Branch Manager
Ann Pevehouse
NMLS ID: 473316		 Vice President/Loan Officer
Charles Horn
NMLS ID: 1‌211281		 Assistant Vice President/Loan Officer
Glee Brown Administrative Officer
Carol Rodgers Vice President/Project Manager
Carol Barton
NMLS ID: 482879
SSBT Mortgage Group LLC 		Sr. Mortgage Loan Officer/HC Production Manager
Eileen Drake
NMLS ID: 332390
SSBT Mortgage Group LLC 		Sr. Mortgage Loan Officer

Paleface Park (512) 264-9900

Officer Title
Joe David Sherrod
NMLS ID: 479485		 Sr. Vice President & Branch Manager
Mike Mandel
NMLS ID: 479486		 Vice President/Loan Officer
Deborah Levlon Assistant Vice President/Administrative Officer

Trust Financial Services (830) 895-8028

Officer Title
Rex Boyland Sr. Vice President/Trust Officer
Theresa Sherman Vice President/Trust Officer
Randall Johnson Vice President/Trust Officer
General Inquiries trustfinancialservices@ssbtexas.com