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Our team of Security State Bank & Trust’s banking professionals is here to help you with your financial needs. We believe in building relationships that last for years. We’re not just bankers; we’re your partners.

Contact any of our officers or staff to learn how we can help improve the quality of your financial life. Click here to Email us

Directors

James Kemp
Chairman of the Board
Security State Bank & Trust
William H. Cowden, Jr.
President & CEO
Security State Bank & Trust
Dan Kemp
Sr. Vice President
Security State Bank & Trust
President
SSBT Mortgage Group LLC
Ray Geistweidt
CPA
Geistweidt & Company
Patrick M. Dooley
Attorney
Law Office of Patrick M. Dooley
Keith Keller
Contractor
Allen Keller Company
Kory A. Keller
Contractor
Allen Keller Company

Officers

Fredericksburg (830) 997-7575 or Toll Free (866) 990-2865

Officer Title
James Kemp Chairman of the Board
William H. Cowden, Jr.
NMLS ID: 445867		 President & Chief Executive Officer
Suzan Gallion Sr. Vice President/Chief Financial Officer
Gary Stehling
NMLS ID: 445868		 Sr. Vice President/Chief Lending Officer
Dan Kemp
NMLS ID: 445870		 Sr. Vice President
Dale Geistweidt
NMLS ID: 445869		 Sr. Vice President/Loan Officer
Cindy Harrison
NMLS ID: 445871		 Sr. Vice President/Loan Officer
Susan Behrends
NMLS ID: 730037		 Sr. Vice President/Loan Officer
Donna Morin Sr. Vice President/Compliance/CRA Officer
Kay Stech Sr. Vice President/Chief Operating Officer
Laurie Hartmann Sr. Vice President/Chief Human Resources Officer
Linda Somerville Vice President/Marketing Officer
Heather Langehennig Vice President/Loan Administrative Officer
Brenda Burrier Vice President/Accounting Officer
Teresa Schneider Vice President/Administrative Officer
Theresa Treiber Loan Administrative/Escrow Officer
Irma Bustamante Vice President/Merchant Services Officer
Gina Koennecke Administrative Officer
Jill Vanderford Vice President/New Accounts Officer
Chad Behrends Vice President/Chief Loan Review Officer
Austin Kuhn Vice President/Chief Credit Analyst
Cele Romero Vice President/Chief Internal Auditor
Paula Manning Assistant Vice President/Compliance
Laura Kaderli-Stocks Assistant Vice President/Operations
Jennifer Raab Assistant Audit Officer
Karen Behrends Assistant Cashier
Irene Sanchez Electronic Banking Officer
Katie DeLoof Operations Officer
Jamie Duecker Data Processing Officer
Shevaun Wood Bank Secrecy Officer
Joe Channell Training Director
Alex Espinoza
NMLS ID: 1‌208117		 Mortgage Loan Officer

Bee Cave (512) 263-1600

Officer Title
Joe David Sherrod
NMLS ID: 479485		 Sr. Vice President & Branch Manager
Rudy Cisneros
NMLS ID: 613915		 Vice President/Loan Officer
Thomas Burlew
NMLS ID: 537709		 Vice President/Loan Officer
Page Barto Administrative Officer

Blanco (830) 833-1377

Officer Title
Ronnie Sultemeier
NMLS ID: 479489		 Sr. Vice President & Branch Manager
Michael Smith
NMLS ID: 1072238		 Vice President/Loan Officer
Veronica Jones
NMLS #1538009		 Loan Officer
D’Lynn Elrod Assistant Vice President/Administrative Officer

Boerne (830) 249-9292

Officer Title
Bryan D’Spain
NMLS # 1577446 		Sr. Vice President & Branch Manager
Billy Massie
NMLS # 1793906 		Sr. Vice President/Loan Officer
Valerie Buckley Administrative Officer

Bulverde (830) 438-4848

Officer Title
Leticia (Tish) Perez
NMLS ID: 479481		 Sr. Vice President & Branch Manager
Taylor Ward
NMLS ID: 1535553		 Assistant Vice President/Loan Officer
Megan Jones Administrative Officer

Canyon Lake (830) 906-2700

Officer Title
Ronnie Sultemeier
NMLS ID: 479489		 Sr. Vice President & Branch Manager
Karla Riley
NMLS ID: 479490		 Vice President/Loan Officer
Liz Percell
NMLS: 1582486		 Loan Officer
Karen Vaughn Administrative Officer

Comfort (830) 995-4488

Officer Title
Jeff Goldman
NMLS ID: 479482		 Sr. Vice President & Branch Manager
Carla Earnhardt
NMLS ID: 479483		 Vice President/Loan Officer
Kenneth Burow
NMLS ID: 479484		 Loan Officer

Dripping Springs (512) 858-2900

Officer Title
Charles Turner
NMLS ID: 482861		 Sr. Vice President & Branch Manager
Brian Thibodeaux
NMLS ID: 1‌487080		 Assistant Vice President/Loan Officer
Marilyn Prewitt Assistant Vice President/Loan Administrative Officer
Sonia Acosta Vice President/Administrative Officer

Fort Worth - LPO (817) 583-5131

Officer Title
Mark Gonzalez
NMLS ID: 1‌287602		 Sr. Vice President/Loan Officer
Stephanie Baxter
NMLS ID:909632 		Loan Officer

Harper (830) 864-4400

Officer Title
Dan Abbott
NMLS ID: 471718		 Sr. Vice President & Branch Manager
Carolyn Meeks
NMLS ID: 471719		 Vice President/Loan Officer

Ingram (830) 367-2500

Officer Title
Molly Adams
NMLS ID: 780558		 Vice President & Branch Manager
Janet Ontiveros Assistant Vice President/Administrative Officer

Kerrville (830) 895-2000

Officer Title
Mark Cowden
NMLS ID: 473234		 Sr. Vice President & Branch Manager
Kyle Priour
NMLS ID: 780565		 Sr. Vice President/Loan Officer
Don Upton
NMLS ID: 482880		 Sr. Mortgage Loan Officer
Grant Baehre
NMLS # 1‌475946		 Vice President/Loan Officer
Ava Jones Vice President/Administrative Officer
Caren Michel Vice President/Loan Administrative Officer
Bea O’Malley Assistant vice President/Loan Administrative Officer
Linda Somerville Vice President/Marketing Officer

Kingsland - (325) 388-3535

Officer Title
Walt Harris
NMLS ID: 959747		 Sr. Vice President/Branch Manager
James Berardi
NMLS ID: 471707		 Vice President/Loan Officer
Catherine Macias Assistant Vice President/Administrative Officer

Lago Vista (512) 267-6556

Officer Title
Donna Hensley
NMLS ID: 701741		 Sr. Vice President/Loan Officer
Tyson Rusche
NMLS ID: 948300		 Assistant Vice President/Loan Officer
Jessica Swearingen Jr Loan Officer
Monique Williamson Administrative Officer

Marble Falls (830) 693-5553

Officer Title
Jeff Bingham
NMLS ID: 797677		 Sr. Vice President & Branch Manager
Charlie Horn
NMLS ID: 1‌211281		 Assistant Vice President/Loan Officer
Glee Brown Administrative Officer
Carol Barton
NMLS ID: 482879		 Sr. Vice President & Mortgage Services Branch Manager
Eileen Drake
NMLS ID: 332390		 Sr. Mortgage Loan Officer

New Braunfels (830) 626-3789

Officer Title
Gene Meyers
NMLS ID: 492060		 Sr. Vice President & Branch Manager
Jesse Molina
NMLS ID: 1453283		 Assistant Vice President/Loan Officerer
Terry Wyatt
 Administrative Officer

Paleface Park (512) 264-9900

Officer Title
Joe David Sherrod
NMLS ID: 479485		 Sr. Vice President & Branch Manager
Mike Mandel
NMLS ID: 479486		 Vice President/Loan Officer
Deborah Levlon Assistant Vice President/Administrative Officer

General Trust Inquiries (830) 895-8028

Officer Title
Rex Boyland Sr. Vice President/Trust Officer
Theresa Sherman Vice President/Trust Officer
Randall Johnson Vice President/Trust Officer
General Inquiries trustfinancialservices@ssbtexas.com