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Our team of Security State Bank & Trust’s banking professionals is here to help you with your financial needs. We believe in building relationships that last for years. We’re not just bankers; we’re your partners.
Contact any of our officers or staff to learn how we can help improve the quality of your financial life. Click here to Email us
Directors
James Kemp
Chairman of the Board
Security State Bank & Trust
Chairman of the Board
Security State Bank & Trust
William H. Cowden, Jr.
President & CEO
Security State Bank & Trust
President & CEO
Security State Bank & Trust
Dan Kemp
Sr. Vice President
Security State Bank & Trust
President
SSBT Mortgage Group LLC
Sr. Vice President
Security State Bank & Trust
President
SSBT Mortgage Group LLC
Ray Geistweidt
CPA
Geistweidt & Company
CPA
Geistweidt & Company
Patrick M. Dooley
Attorney
Law Office of Patrick M. Dooley
Attorney
Law Office of Patrick M. Dooley
Keith Keller
Contractor
Allen Keller Company
Contractor
Allen Keller Company
Kory A. Keller
Contractor
Allen Keller Company
Contractor
Allen Keller Company
Officers
Fredericksburg (830) 997-7575 or Toll Free (866) 990-2865
| Officer | Title |
|---|---|
| James Kemp | Chairman of the Board |
| William H. Cowden, Jr. NMLS ID: 445867 |
President & Chief Executive Officer |
| Suzan Gallion | Sr. Vice President/Chief Financial Officer |
| Gary Stehling NMLS ID: 445868 |
Sr. Vice President/Chief Lending Officer |
| Dan Kemp NMLS ID: 445870 |
Sr. Vice President |
| Dale Geistweidt NMLS ID: 445869 |
Sr. Vice President/Loan Officer |
| Cindy Harrison NMLS ID: 445871 |
Sr. Vice President/Loan Officer |
| Susan Behrends NMLS ID: 730037 |
Sr. Vice President/Loan Officer |
| Donna Morin | Sr. Vice President/Compliance/CRA Officer |
| Kay Stech | Sr. Vice President/Chief Operating Officer |
| Laurie Hartmann | Sr. Vice President/Chief Human Resources Officer |
| Linda Somerville | Vice President/Marketing Officer |
| Carol Rodgers | Vice President/Project Manager |
| Heather Langehennig | Vice President/Loan Administrative Officer |
| Brenda Burrier | Vice President/Accounting Officer |
| Cathy Straube | Vice President/RE Loan Administrative Officer |
| Teresa Schneider | Vice President/Administrative Officer |
| Theresa Treiber | Loan Administrative/Escrow Officer |
| Irma Bustamante | Vice President/Merchant Services Officer |
| Gina Koennecke | Administrative Officer |
| Jill Vanderford | Vice President/New Accounts Officer |
| Chad Behrends | Vice President/Chief Loan Review Officer |
| Austin Kuhn | Vice President/Chief Credit Analyst |
| Cele Romero | Vice President/Chief Internal Auditor |
| Jennifer Raab | Assistant Audit Officer |
| Karen Behrends | Assistant Cashier |
| Cheryl Hahn | Assistant Compliance Officer |
| Irene Sanchez | Electronic Banking Officer |
| Katie DeLoof | Operations Officer |
| Jamie Duecker | Data Processing Officer |
| Shevaun Wood | Bank Secrecy Officer |
| Alex Espinoza NMLS ID: 1208117 SSBT Mortgage Group LLC |
Mortgage Loan Officer |
| Jessica Arreola SSBT Mortgage Group LLC |
Mortgage Accounting Manager |
Bee Cave (512) 263-1600
| Officer | Title |
|---|---|
| Joe David Sherrod NMLS ID: 479485 |
Sr. Vice President & Branch Manager |
| Rudy Cisneros NMLS ID: 613915 |
Vice President/Loan Officer |
| Page Barto | Administrative Officer |
Blanco (830) 833-1377
| Officer | Title |
|---|---|
| Ronnie Sultemeier NMLS ID: 479489 |
Sr. Vice President & Branch Manager |
| Michael Smith NMLS ID: 1072238 |
Vice President/Loan Officer |
| Veronica Jones NMLS #1538009 |
Loan Officer |
| D’Lynn Elrod | Assistant Vice President/Administrative Officer |
Boerne (830) 249-9292
| Officer | Title |
|---|---|
| David Smith NMLS # 1401957 |
Sr. Vice President & Branch Manager |
| Bryan D’Spain NMLS # 1577446 |
Sr. Vice President/Loan Officer |
| Claire Henderson NMLS ID: 1444184 |
Loan Officer |
| Valerie Buckley | Administrative Officer |
| Cody Brown NMLS ID: 1602121 SSBT Mortgage Group LLC |
Mortgage Loan Officer |
Bulverde (830) 438-4848
| Officer | Title |
|---|---|
| Leticia (Tish) Perez NMLS ID: 479481 |
Sr. Vice President & Branch Manager |
| Taylor Ward NMLS ID: 1535553 |
Assistant Vice President/Loan Officer |
| Megan Jones | Administrative Officer |
Canyon Lake (830) 906-2700
| Officer | Title |
|---|---|
| Ronnie Sultemeier NMLS ID: 479489 |
Sr. Vice President & Branch Manager |
| Karla Riley NMLS ID: 479490 |
Vice President/Loan Officer |
| Liz Percell NMLS: 1582486 |
Loan Officer |
| Karen Vaughn | Administrative Officer |
Comfort (830) 995-4488
| Officer | Title |
|---|---|
| Jeff Goldman NMLS ID: 479482 |
Sr. Vice President & Branch Manager |
| Carla Earnhardt NMLS ID: 479483 |
Vice President/Loan Officer |
| Kenneth Burow NMLS ID: 479484 |
Loan Officer |
Dripping Springs (512) 858-2900
| Officer | Title |
|---|---|
| Charles Turner NMLS ID: 482861 |
Sr. Vice President & Branch Manager |
| Brian Thibodeaux NMLS ID: 1487080 |
Assistant Vice President/Loan Officer |
| Marilyn Prewitt | Assistant Vice President/Loan Administrative Officer |
| Sonia Acosta | Vice President/Administrative Officer |
Fort Worth - LPO (817) 583-5131
| Officer | Title |
|---|---|
| Mark Gonzalez NMLS ID: 1287602 |
Sr. Vice President/Loan Officer |
| Stephanie Baxter | Loan Officer |
Harper (830) 864-4400
| Officer | Title |
|---|---|
| Dan Abbott NMLS ID: 471718 |
Sr. Vice President & Branch Manager |
| Carolyn Meeks NMLS ID: 471719 |
Vice President/Loan Officer |
Ingram (830) 367-2500
| Officer | Title |
|---|---|
| Molly Adams NMLS ID: 780558 |
Vice President & Branch Manager |
| Janet Ontiveros | Assistant Vice President/Administrative Officer |
Kerrville (830) 895-2000
| Officer | Title |
|---|---|
| Mark Cowden NMLS ID: 473234 |
Sr. Vice President & Branch Manager |
| Kyle Priour NMLS ID: 780565 |
Sr. Vice President/Loan Officer |
| Grant Baehre
NMLS # 1475946 |
Vice President/Loan Officer |
| Ava Jones | Vice President/Administrative Officer |
| Caren Michel | Vice President/Loan Administrative Officer |
| Bea O’Malley | Assistant vice President/Loan Administrative Officer |
| Linda Somerville | Vice President/Marketing Officer |
| Alex Espinoza
NMLS # 1208117 SSBT Mortgage Group LLC |
Mortgage Loan Officer |
Kingsland - (325) 388-3535
| Officer | Title |
|---|---|
| Walt Harris NMLS ID: 959747 |
Sr. Vice President/Branch Manager |
| James Berardi NMLS ID: 471707 |
Vice President/Loans Officer |
| Catherine Macias | Assistant Vice President/Administrative Officer |
Lago Vista (512) 267-6556
| Officer | Title |
|---|---|
| Donna Hensley NMLS ID: 701741 |
Sr. vice President/Loan Officer |
| Tyson Rusche NMLS ID: 948300 |
Assistant Vice President/Loan Officer |
| Monique Williamson | Administrative Officer |
Marble Falls (830) 693-5553
| Officer | Title |
|---|---|
| Jeff Bingham NMLS ID: 797677 |
Sr. Vice President & Branch Manager |
| Charlie Horn NMLS ID: 1211281 |
Assistant Vice President/Loan Officer |
| Glee Brown | Administrative Officer |
| Carol Rodgers | Vice President/Project Manager |
| Carol Barton NMLS ID: 482879 SSBT Mortgage Group LLC |
Sr. Mortgage Loan Officer/HC Production Manager |
| Eileen Drake NMLS ID: 332390 SSBT Mortgage Group LLC |
Mortgage Loan Officer |
New Braunfels (830) 626-3789
| Officer | Title |
|---|---|
| Gene Meyers NMLS ID: 492060 |
Sr. Vice President & Branch Manager |
| Jesse Molina NMLS ID: 1453283 |
Assistant Vice President/Loan Officerer |
| Terry Wyatt |
Administrative Officer |
Paleface Park (512) 264-9900
| Officer | Title |
|---|---|
| Joe David Sherrod NMLS ID: 479485 |
Sr. Vice President & Branch Manager |
| Mike Mandel NMLS ID: 479486 |
Vice President/Loan Officer |
| Deborah Levlon | Assistant Vice President/Administrative Officer |
| Jessica Swearingen | Loan Administrative Officer |
General Trust Inquiries (830) 895-8028
| Officer | Title |
|---|---|
| Rex Boyland | Sr. Vice President/Trust Officer |
| Theresa Sherman | Vice President/Trust Officer |
| Randall Johnson | Vice President/Trust Officer |
| General Inquiries | trustfinancialservices@ssbtexas.com |
